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As stocks inch their way back to all-time highs, one industry that has yet to recover is steel. Yet, as the industry drags, host Steve McDonald sees a huge opportunity.

Outliving our money is a very real concern for most retired persons here in the U.S. but not for most of the world. A big part of the world has life expectancies are half of the USA.

Thirty-six of the 37 lowest ranked countries are in Africa, and the numbers are numbing.

A 49-year life expectancy in Chad! That’s incredible! We are over 80.

The topic this week is buying a company that doesn’t pay a great dividend, but has the growth prospects to pay a huge dividend. And the story starts with Apple (Nasdaq: AAPL).

Nobody ever thought of Apple as an income producer until the last few years. But if you bought this stock at its lower price – for example, many people bought it for $11 per share – your dividend yield right now would be over 100%.

That’s the potential a good growth company has if it is investor-friendly. And the one I like this week is Halliburton (NYSE: HAL), for many reasons…

Here’s a company that I really like that is down over 10% from its 2013 high and has everything a bargain-hunting retired person should be looking for.

Canadian National Railway (NYSE: CNI).

First of all, rails are virtual monopolies. And I love monopolies. Seven railroads dominate all of the United States, Canada and well into Mexico with almost no overlap in their service areas.

The president’s myRA, the new account for people who want to save for retirement, is something of a clone of an Australian plan I profiled in a segment last year.

The Aussie plan sounded like a real fix for our retirement problems. But the myRA has some big differences that I hope are changed in the future.

The strong points…

A very dangerous and costly trap is developing in the debt markets and it is pointed right at retired investors.

Since the end of January, record amounts of money have been pouring out of stocks and into bonds. But this is not the usual flight to safety.

This is another chapter in the series of how to not wake up broke in your 80s.

If you’ve been watching the “2 Minute” for a while, I’m sure you’ve heard this before… Invest in companies that produce essential goods, are investor focused and have excellent long-term potential.

I call it a retirement perspective away from higher risk, and toward stability and reliability.

If you’ve been following me for a while, you know I love market sell-offs. Sell-offs are how you take profits on winners and get better buys on stocks you want to own. I am a true contrarian and a “blood in the streets” kind of investor.

And that’s what this week’s Two-Minute Retirement Solution is about… Which stocks a retired person should be buying during and after a sell-off.

One of the worst things anyone, but especially a retired person, can do is chase last year’s stock returns. Whether it’s in individual stocks or mutual funds, this trap has been proven time and time again to be one of the best ways to lose money, especially in mutual funds.

And we are in a situation now where this kind of decision-making is going to really get out of hand and cost a lot of folks a ton of money. I have seen it too many times.

The magic words for the equity portion of any retirement portfolio are… cheap and safe. Buy on dips or weakness and buy into stable investments.

And safe or stable is usually measured by a stock’s beta. Beta is a measure of how much a stock’s price fluctuates or how smooth its price history is.

The assumption is, if the market plunges, low beta stocks will fall less, which, as retired investors, we all want. But that assumption is wrong on two levels.