Wealthy Retirement
  • Home
  • Dividend Investing
    • Dividend Calculator
    • Safety Net
  • Retirement Planning
    • 50 Retirement Quotes: Inspirational and Funny Retirement Sayings
    • Two-Minute Retirement Solutions
    • Market Trends
  • Income Opportunities
    • Bond Investing
    • Extra Income
    • Options Trading
    • Biotech Stocks
    • Energy Stocks
  • Tools
    • Dividend Calculator
    • Stock Position Size Calculator
    • Retirement Readiness Calculator
    • Mutual Fund Calculator
    • Compound Interest Calculator
  • Financial Literacy
    • Best Finance Books
    • The Stat Sheet
    • “Slap in the Face” Award
    • Financial Terms
  • About Us

Your email is safe with us. View our privacy policy and newsletter FAQs. All investments carry risk and results are not guaranteed.

Search
  • Home
  • Dividend Investing
    • Dividend Calculator
    • Safety Net
  • Retirement Planning
    • 50 Retirement Quotes: Inspirational and Funny Retirement Sayings
    • Two-Minute Retirement Solutions
    • Market Trends
  • Income Opportunities
    • Bond Investing
    • Extra Income
    • Options Trading
    • Biotech Stocks
    • Energy Stocks
  • Tools
    • Dividend Calculator
    • Stock Position Size Calculator
    • Retirement Readiness Calculator
    • Mutual Fund Calculator
    • Compound Interest Calculator
  • Financial Literacy
    • Best Finance Books
    • The Stat Sheet
    • “Slap in the Face” Award
    • Financial Terms
  • About Us

Get Wealthy Retirement in Your Email Inbox

Get access to all of the retirement secrets and income strategies from our experts!

By submitting your email address, you will receive a free subscription to Wealthy Retirement, and offers from us and our affiliates that we think might interest you. You can unsubscribe at any time. Newsletter FAQs | privacy policy

401(k) - 403(b) - AGI - Appreciation - Back-End Load - Basis - Benchmark - Beneficiary - Bond - Capital - Capital Gain/Loss - Capital Gains Distributions - CD - CFA - CFP - Contribution - Convertible Bond - Diversification - Diversified Investments - Dividend Payout Ratio - Dividend Reinvestment Plan - ERISA - ESG Investing - Fiduciary - FINRA - Fitch - Fixed Annuity - Fixed Income Fund - Fixed Period Payout - Fixed Return Investment - Front-End Load - Fund Assets - How Can Investors Receive Compounding Returns? - IRA - Joint and Survivor Annuity - Liquidity - Lump-Sum Distribution - Mortality Table - Municipal Bond - Mutual Fund - Period Certain Annuity - Pre-Tax Contribution - Premium - Property Dividend: Non-Cash Dividends - Prospectus - Rollover - Roth IRA - Serial Bonds - Share Buyback - Special Dividend - Standard and Poor’s Rating - Stock Certificates - Wealth Planning - Withdrawal Penalty -
Category:

Financial Terms

0-9 - A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

0-9


401(k)

A 401(k) is a savings plan that is sponsored by an employer where you are able to set aside money out of your paycheck to go towards a retirement account.


403(b)

A 403(b) is a type of retirement savings plan available to employees of public school systems and tax-exempt organizations.



A


AGI

Adjusted gross income (AGI) is the starting point for calculating how much income tax you owe to the IRS.


Appreciation

Appreciation is the growth of an asset’s value over time and can happen in several different ways, depending on the investment.


Back to Index


B


Back-End Load

A back-end load is a type of sales charge that is assessed when an investment is sold, rather than when it is purchased.


Basis

Basis – often referred to as a cost basis or tax basis – represents the purchase price of an investment, adjusted for stock splits and dividends.


Benchmark

A benchmark is a standard against which the performance of an investment – such as a stock, bond, or mutual fund – can be compared.


Beneficiary

A beneficiary is a person selected by the owner of a particular financial to assume ownership of the asset in the event of the owner’s death.


Bond

A bond is a type of fixed-rate investment that governments and corporations issue to raise capital.


Back to Index


C


Capital

Capital is money someone invests and the value of those investments as their market value rises or falls.


Capital Gain/Loss

A capital gain occurs when an asset is sold for a higher amount than it was purchased for.


Capital Gains Distributions

A capital gains distribution occurs when the fund manager sells shares of the fund’s underlying assets at an appreciated value.


CD

A certificate of deposit (CD) is a type of investment issued by commercial bank that pays a fixed rate of interest.


CFA

The Chartered Financial Analyst (CFA) is a professional designation that signifies an advanced level of competence and integrity in financial analysis.


CFP

A certified financial planner (CFP) is a financial planning professional who meets a rigorous series of work experience, educational and examination requirements.


Contribution

A contribution refers to funds that you deposit into an investment account.


Convertible Bond

A convertible bond is a type of debt security that can be converted into equity by exchanging the bond for a fixed number of company stock shares.


Back to Index


D


Diversification

Diversification is an investment risk management tool that involves allocating portions of a portfolio among different assets or asset classes.


Diversified Investments

There are many investment tactics available, but one strategy has proven the test of time.…


Dividend Payout Ratio

If you are interested in investing in dividend-paying stocks, then you must understand the dividend…


Dividend Reinvestment Plan

A dividend reinvestment plan, also known as a DRIP, is a plan that allows investors…


Back to Index


E


ERISA

The Employee Retirement Income Security Act (ERISA) is a piece of legislation protects the assets of qualified retirement plans in the U.S. from misuse by plan administrators.


ESG Investing

What is ESG investing? Definition: ESG investing stands for environmental, social, and governance. These three…


Back to Index


F


Fiduciary

A fiduciary is a person authorized to act on behalf of another party and is legally required to act in the principal’s best interest.


FINRA

The Financial Industry Regulatory Authority (FINRA) is the self-regulatory agency that oversees the securities industry in the United States.


Fitch

Fitch Ratings is an international financial rating agency that rates the credit quality of bonds, issuers of securities, national governments and individuals.


Fixed Annuity

A fixed annuity is a type of annuity that earns money at a fixed rate of interest.


Fixed Income Fund

A fixed income fund is a type of fund that pools money from many investors and invests it in fixed-income securities such as bonds.


Fixed Period Payout

A fixed period payout (also known as a period certain annuity) pays out an annuity’s value over a certain number of years, rather than a lifetime.


Fixed Return Investment

A fixed return investment is a type of investment that grows at a guaranteed rate of interest.


Front-End Load

A front-end load is a type of sales charge on an investment that is paid at the time the investment is made.


Fund Assets

In a mutual fund or exchange-traded fund (ETF), fund assets are the sum of all of the fund’s holdings and cash, minus any debts.


Back to Index


H


How Can Investors Receive Compounding Returns?

Investing is crucial. People need to save money to finance their retirement. They also need…


Back to Index


I


IRA

A traditional IRA is a popular vehicle for retirement planning and investing thanks to tax-deductible contributions and tax-deferred growth.


Back to Index


J


Joint and Survivor Annuity

A joint and survivor annuity is a type of annuity that is based on the lives of two annuitants rather than one.


Back to Index


L


Liquidity

Liquidity refers to the ability of an asset to be sold quickly at the asset’s market price, without affecting the price of the asset.


Lump-Sum Distribution

A lump-sum distribution is the entire amount of an investment being withdrawn from the account in which it is held.


Back to Index


M


Mortality Table

A mortality table shows the probability that a person of a certain age will die before his or her next birthday.


Municipal Bond

A municipal bond is a type of debt security issued by a state, county, or other local government.


Mutual Fund

A mutual fund is a type of investment that pools money from many investors and invests it according to the fund’s objective.


Back to Index


P


Period Certain Annuity

A period certain annuity is a type of annuity that makes payments to the annuity owner for a certain period of years.


Pre-Tax Contribution

A pre-tax contribution refers to a contribution to an investment account using money that has not already been taxed.


Premium

Premium is the money paid to an insurance company to purchase insurance coverage.


Property Dividend: Non-Cash Dividends

A property dividend involves a payment by a company in the form of a physical…


Prospectus

A prospectus is a complex legal document that must accompany the sale or solicitation of the initial offering of a security that is registered with the SEC.


Back to Index


R


Rollover

Rollover is the reinvestment of funds from a maturing security into a new one, or the transfer of assets from a qualified retirement account to another.


Roth IRA

A Roth IRA is a type of investment account used for retirement planning with tax-free withdrawals.


Back to Index


S


Serial Bonds

Serial bonds are bonds issued at the same time but with different maturity dates.


Share Buyback

What is a Share Buyback? A share buyback, also known as a stock buyback or…


Special Dividend

Why Would a Company Issue a Special Dividend? If you follow the stock market long…


Standard and Poor’s Rating

Standard & Poor’s is an American financial services company that provides research on stocks, bonds, and commodities.


Stock Certificates

Stock certificates are documents that show shareholder ownership. They include the name of the company,…


Back to Index


W


Wealth Planning

Wealth planning is a widely misunderstood concept. Although wealth planning can become quite complicated, it…


Withdrawal Penalty

A withdrawal penalty is a charge assessed if money is taken out of an investment account prior to maturity.


Get Wealthy Retirement
in Your Email Inbox

Get access to all of the retirement secrets and income strategies from our experts!

By submitting your email address, you will receive a free subscription to Wealthy Retirement, and offers from us and our affiliates that we think might interest you. You can unsubscribe at any time. Newsletter FAQs | privacy policy


Tools

  • Dividend Calculator
  • Stock Position Size Calculator
  • Retirement Readiness Calculator
  • Mutual Fund Calculator
  • Compound Interest Calculator

Keep in touch

Facebook Twitter Linkedin

Marc’s Media Appearances

Click Here to See Full List

  • Contact Us
  • FAQ
  • Disclaimer
  • Privacy Policy
  • Whitelist Us
  • Do Not Sell My Info

© Wealthy Retirement | 877.808.9795 | 443.353.4621 | 105 W Monument Street | Baltimore, MD 21201

Thank you for subscribing to Wealthy Retirement. You’ll soon read about proven strategies that will enable you to generate income and build the future you want.

Welcome! Thank you for signing up for Wealthy Retirement. Your free report will be delivered to your inbox.