"bonds"

Maximize your retirement income by considering annuities, reverse mortgages, life insurance policies and strategies for boosting Social Security payouts.

To say 2015 and early 2016 have been challenging markets is a bit of an understatement. And certain segments of the corporate bond market have really taken it on the chin.

The fact that inflation happens and how it happens should not be a mystery to anyone. But there’s a new twist in store for the part of the market that can keep you safe throughout your retirement.

Einstein called it one of the wonders of the world. It appears to create money out of thin air. And, given time to work, it really is a wonder.

My father’s advice about paying off anything was this: “Never be in a hurry to give your money away. Once you do, it’s gone forever.”

The first rule of thumb in any market – stable or the kind we have had this year: never react to a sell-off.

When moving in to your dream home or location in retirement, don’t forget something critical that folks often forget to consider.

Most assume the majority of retirees get forced out of retirement due to a lack of diversification or savings. But there’s a much more troubling reason.

An article I read recently about maximizing your 401(k) contributions had some advice in it that was so wrong, so out of touch with reality, I had to tell you guys about it.

Most of the article was pretty standard stuff but one area just blew me away it was so bad.

I hope no one out there watching this is doing what was suggested.

The recent drop in oil prices is an early Christmas gift for retired investors and, on a smaller scale, reminds me of the market in early 2009.

Here’s what I was saying then.

This is the kind of market that makes millionaires. And if you don’t buy into the collapse, go to Walmart and buy a good pair of boots – you will need them. Because if you don’t buy this market, in five years, you will be kicking yourself in the butt.