Ben Broadwater

Investing is crucial. People need to save money to finance their retirement. They also need…

A withdrawal penalty is a charge assessed if money is taken out of an investment account prior to maturity.

Standard & Poor’s is an American financial services company that provides research on stocks, bonds, and commodities.

Serial bonds are bonds issued at the same time but with different maturity dates.

A Roth IRA is a type of investment account used for retirement planning with tax-free withdrawals.

Rollover is the reinvestment of funds from a maturing security into a new one, or the transfer of assets from a qualified retirement account to another.

A prospectus is a complex legal document that must accompany the sale or solicitation of the initial offering of a security that is registered with the SEC.

Premium is the money paid to an insurance company to purchase insurance coverage.

A pre-tax contribution refers to a contribution to an investment account using money that has not already been taxed.

A period certain annuity is a type of annuity that makes payments to the annuity owner for a certain period of years.